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Lomé · ≈ 9 million
UHC & health insurance in Togo
Togo launched Universal Health Insurance (AMU) in January 2024, extending INAM coverage to the whole population including the informal sector.
National scheme
National Health Insurance Institute (INAM), CNSS, Ministry of Health and Public Hygiene.
Priority challenges
- •Onboard the informal sector quickly via mobile money
- •Connect public and private health facilities
- •Ensure AMU financial sustainability
- •Reduce drug stock-outs
What Afri CNAM brings to Togo
- Enrolment and contributions via Mobile Money (T-Money, Flooz)
- Real-time pharmacy stock tracking
- AMU dashboard for INAM and the Presidency
- Open API to CNSS for formal-sector workers