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Abuja · ≈ 224 million
UHC & health insurance in Nigeria
Nigeria enacted the National Health Insurance Authority Act (NHIA) in 2022, making health insurance mandatory for all Nigerians, with implementation by NHIA and the State Health Insurance Agencies.
National scheme
National Health Insurance Authority (NHIA), State Social Health Insurance Agencies (SSHIA), accredited HMOs, Federal Ministry of Health.
Priority challenges
- •Coordinate 36 States + FCT with heterogeneous SSHIAs
- •Cover a massive informal sector (≈ 70% of the economy)
- •Regulate HMOs and control spending
- •Combat large-scale benefit fraud
What Afri CNAM brings to Nigeria
- Federal platform interoperable with State SSHIAs
- Mass enrolment via mobile money and field agents
- AI-driven fraud detection at national scale
- Consolidated federal / State NHIA dashboard